Frequently Asked Questions
Credit is when you receive money, a good or a service, and you agree to pay for it in the future—usually with added interest. Nowadays, we use credit to buy lots of things, from houses and cars to groceries and clothing.
If you use it responsibly, credit can be a useful tool. But if you don’t, you’ll have to face some negative consequences that will make your life harder.
We recommend a soft pull credit inquire from a third party of your choice (we assist with this step as needed) or a free annual credit report thru a government approved site like annualcreditreport.com. A soft inquiry will not affect your score since you are not asking for any type of credit line or loan and it’s only for personal purpose.
Sure, call 877-852-5643 or fill out a form on the website and we will get back to you.
Your credit can be brought down a lot faster than it can be brought up, so it might help to review these things that can hurt your credit:
- Not paying bills on time
- Filing for bankruptcy or foreclosure
- Applying for too many credit accounts
- Carrying high balances on your credit cards
- Ignoring questionable negative items on your report
Because there are no two-credit reports that are exactly the same. This means that improvements we make on one person’s credit may or may not improve the score as much as another’s.Everyone’s results will vary, but you can be certain we will get you the best results possible.
Yes! Call 877-852-5643 or fill out the form on the website and someone will be in contact with you within 24 hours.